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Guidance of forestry, wood industrial improvement fund

The last update date:
Department of Agriculture, Forestry and Fisheries Co-op Support Division 
TEL: 096-333-2369 
FAX: 096-381-8515 
Email [email protected]

 

Guidance of forestry, wood industrial improvement fund

 Forestry, wood industrial improvement fund is fund which country and the prefecture provide fund, and prepared land to support measures for management improvement of forestry and wood industry and it is interest-free and can have the use (borrowing).
 Systems thinking about management improvement in what publish commentary here to plan common knowledge, please examine the use of our fund after reading.

 

 

Available person

・Individual who performs forestry
  ※There is limit called 300 number of the employees or less.
  ※When it is engaged in forestry labor in Kumamoto if there is address outside Kumamoto, we can borrow this fund from Kumamoto.

・Corporation which performs forestry
  ※In the case of company, there is limit called capital 10 million yen or less or 300 number of the employees or less.

・Individual who performs wood industry
  ※Wood industry is wood manufacturing industry, wood wholesale trade and wood market business.
  ※There is limit called 100 number of the employees or less (younger than 300 people by wood manufacturing industry).

・Company which performs wood industry
  ※There is limit called capital 10 million yen or less or 100 number of the employees or less (younger than 300 people by wood manufacturing industry).

・Associations such as forestry owners' association, wood cooperative

 

Loan limit

・In the case of forestry
  Individual    15 million yen
  Company    30 million yen
  Group    50 million yen

・In the case of wood industry
  It is 100 million yen with individual, company, group

   ※It is set as above, but may loan amount of money that there is more after discussion with Minister of Agriculture, Forestry and Fisheries when it is particularly necessary.

   ※We can borrow the total amount (less than 1,000 yen cutting off) of fund necessary for management improvement.

 

Repayment period

・Repayment period is set with up to less than ten years (there are some special measures).

・We can do with period of deferment until three years in repayment periods. In other words, we can repay in seven years from the fourth year to the tenth year.

・It is the upper limit for ten years and, as a general rule, assumes repayment with legal durable years. When repayment in ten years is hoped for, as a result of examination, we may have you repay in shorter period.

・Repayment is once a year, and annual amount of redemption is the same amount.

 

About management improvement

 Our fund is intended to loan necessary fund to management improvement (in other words, you cannot use our fund if not for management improvement). Management improvement refers to the following contents here.

  →Detailed description is thisExcel  [EXCEL file/33KB],File  [Calc file/16KB],PDF  [PDF file/126KB]

・Start of management of new forestry section

・Start of management of new wood industrial sector

・Introduction of new production of forest products method

・Introduction of new sales system of forest products

・Introduction of safe sanitation pertaining to forestry labor

・Introduction of welfare facilities of person engaging in forestry labor

 

About purpose of fund

It is available for the following purpose necessary for management improvement.

・Fund necessary for improvement, creation of facility or the acquisition

・Fund necessary for afforestation

・Fund necessary for the acquisition of Tachiki

・The Minister of Agriculture, Forestry and Fisheries appoints for necessary fund with improvement of expansion of management scale, rationalization or other forestry management of production method or wood industrial management 

  → Detailed description is thisWord  [WORD file/30KB],File [Writer file/26KB],PDF [PDF file/211KB]

 

Example of recent loan

・Work car (work car in forest was necessary to raise work efficiency.) in forest

・Light truck (4WD light truck was necessary to carry in machine appliance safely to the depths.)

      (we performed shiitake production by one 1.5 tons of trucks, but light truck was further necessary one to increase shiitake premeditatedly.)

      (it became necessary to increase trucks to two to promote efficiency of transportation of raw wood and shiitake hoda tree.)
  ※Our fund may be available even if for light truck introduction.

・Truck (larger truck was necessary in addition to light truck to enlarge work range.)

     (larger truck was necessary to increase quantity of transportation to market of processing product.)

・Processor (forest tree processor of high function was necessary with enlarging in diameter still more.)

・Shiitake dryer (shiitake dryer was necessary to increase dry shiitake amount of production.) 

・Bach Ho (Bach Ho with grapple for raw wood felling and loading work was necessary to begin a full-scale dry shiitake cultivation.) with grapple

・Bach Ho (establishment, place of work road came to need that they introduced Bach Ho to make.)

      (Bach Ho was necessary to increase sawdust amount of production.)

・Oil pressure fishing with a seine winch (oil pressure fishing with a seine winch was necessary to increase wood traffic.)

・High-performance forestry machine (high-performance forestry machine was necessary to increase amount of production and purchased four of the Harvesta.)

・PC and software (technological advance of personal computer for market duties and software was necessary.)

・Hammer mill crushers (hammer mill crushers were necessary because decided to perform pellet production as the measures to effectively utilize of low pledge.)

 

  ※About neither apparatus, we can use our fund to trade in for apparatus which is equal to before.

   It is not available now if this is not because it purchases thing which you do not have and higher-performance thing.

  ※When he/she purchases used goods about both apparatuses, it is necessary to have you submit documents proving that it operates till repayment is completed.

 

Joint surety

・More than two joint sureties are required by loan 1 million yen or more.

・More than one joint sureties are required by loan less than 1 million yen.

・When company is borrowed, one must be outside person among joint sureties.

・Relative with borrowed and living as one cannot become joint surety.

・When A has already become joint surety of B, B cannot become joint surety of A.

・When group is borrowed, please become joint surety in all the beneficiary. But please become joint surety toward the half or more directors when beneficiary is not identified.

  ※In either case, we may ask for addition of joint surety when we judge that ability for defrayal of joint surety is insufficient as a result of examination.

 

Joint and several debtor

・When we are borrowed, and property put into business and home are not owned, please become joint and several debtor toward the owner.

 

Security

・Individual and companies are 3 million yen or more; when is borrowed, as a general rule, offer of security (mortgage to real estate) of the order first is necessary.

 Real estate setting mortgage is land and all buildings in the top.

 By fixed assets evaluation only for land, it must become the amount of debt application or more.

・But when real estate to offer to security by borrowing 5 million yen or less 3 million yen or more is not owned, we make attested document instead and, also, may perform loan by having insurance against loss participation for apparatus purchasing do. In this insurance against loss, please do creation of pledge which assumes the prefecture rightful claimant.

・Please bear the above-mentioned expense to borrowed person. In addition, settlement of mortgage usually needs registration and license tax, but, in the case of the registration that local public entity receives in this way, registration and license tax is exempted from pursuant to the provision of Registration and License Tax Law Article 4.

・When group is borrowed, please do joint liability on guarantee to directors instead even if it is borrowing 3 million yen or more without, as a general rule, seeking security. But security is necessary when it is judged that we have difficulty in preservative attachment.

 

Flows from loan application to fund grant

・The first
  Return day ... April 30 of loan application
  Loan decision date (aim) ... May 31
  Loan grant day (aim) ... June 30
  (promise repayment day ..., every year May 31)

・The second
  Return day ... July 31 of loan application
  Loan decision date (aim) ... August 31
  Loan grant day (aim) ... September 30
  (promise repayment day ..., every year August 31)

・The third
  Return day ... October 31 of loan application
  Loan decision date (aim) ... November 30
  Loan grant day (aim) ... December 25
  (promise repayment day ..., every year November 30)

・The fourth
  Return day ... January 31 of loan application
  Loan decision date (aim) ... February 28
  Loan grant day (aim) ... March 31
  (promise repayment day ..., every year February 28)

   ※Please submit signed acknowledgment of a debt (you attach person from debt tray, joint and several debtor, seal certificate of joint surety) by two weeks later of loan decision day.

    As you may cancel loan decision when you cannot submit, please be careful.

 

In the case of delay

・When real repayment is behind promise repayment day, 12 per year. We demand 25% of delay penalty sum.
  ※As you may take legal measures when you are delayed for long term, please be careful.

 

Others

・We cannot use our fund together with government subsidy.

 (in other words, we cover a part of the machine introduction expenses with government subsidy and cannot provide with remaining frame for our fund)

・As there is system to reprieve repayment at one time for disaster and sickness and wound when repayment of borrowed money becomes difficult, please consult.

・About machines introduced using our fund, please perform installation and import after the grant of fund.

 In addition, about construction such as facilities, please start after the grant of fund. When we pay deposit before fund grant, it, please be said that range of self-fund is inner.

・Please submit "business settlement sheet" after the business completion (after having paid = machine purchase expenses) within 30 days.

 

  


 

Contact

Ask each forestry owners' association, each wood business cooperative association, Kumamoto wood business cooperative association federation, each Regional Administrative Headquarters (Regional Promotion Bureau) Tsutomu Hayashi section.
Uki Area Promotion Bureau Tsutomu Hayashi section 0964-32-0628
Tamana Area Promotion Bureau Tsutomu Hayashi section 0968-74-2138
Kamoto Area Promotion Bureau Tsutomu Hayashi section 0968-44-2135
Northern Kumamoto Administrative Headquarters Tsutomu Hayashi section 0968-25-1039
Aso Area Promotion Bureau Tsutomu Hayashi section 0967-22-2312
Kamimashiki Area Promotion Bureau Tsutomu Hayashi section 096-282-0142
Southern Kumamoto Administrative Headquarters Tsutomu Hayashi section 0965-33-3592
Ashikita Area Promotion Bureau Tsutomu Hayashi section 0966-82-2524
Kuma Area Promotion Bureau Tsutomu Hayashi section 0966-24-4115
Amakusa Area Administrative Headquarters Tsutomu Hayashi section 0969-22-4316

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Department of Agriculture, Forestry and Fisheries Co-op Support Division
Telephone: 096-333-2369
Fax: 096-381-8515
Email [email protected]
(ID: 6737)
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